Masih Ragu-Ragu?

Anda masih ragu2 lagi? Tak perlu ragu2 lg. Saya bukan promote SKIM CEPAT KAYA, MLM bisnes, dan sebagainya. Ini adalah UNIT AMANAH/ UNIT TRUST,satu bentuk atau cara bagaimana anda boleh MEMAKSIMUMKAN WANG SIMPANAN anda dan bagaimana mengubah supaya WANG PENCARIAN/SIMPANAN anda BEKERJA untuk ANDA.

Mengapa mesti merisikokan wang anda dgn melaburkannya kpd skim2 yang anda sendiri tidak tahu sejarah penubuhannya? Melabur dan menyimpanlah dgn Public Mutual, Syarikat Pelaburan No.1 di Malaysia, syarikat unit trust swasta terbesar yang mempunyai 44.1% market share di dalam industri unit trust swasta, menguruskan lebih 80 dana yang bernilai 40.7 billion dan pemegang unit sebanyak 2,420,000 orang. Selain itu, Public Mutual adalah syarikat paling banyak menerima anugerah bagi mengiktiraf kehebatan pengurus-pengurus dana dalam menguruskan setiap dana dengan efisyen.
Selamat Melabur dan Menyimpan!!


If you need Further Explaination on Unit Trust Investment in Public Mutual,
Kindly Contact me;
Ahmad Sharqowi,
Registered Unit Trust Consultant,
+60176268229 / ahmadsharqowi@gmail.com

Topup Your Investment

The best way and the way to double and maximize ur investment is, Do Regular Investment..Its is HIGHLY RECOMMENDED!! Post below will explaint to you on this.. Happy Reading!!

How to Invest Regularly to Your Investment Account

You may add on to your existing investments as and when you wish, or on a regular basis by compliting the Direct Debit Authorization Form located at the bottom of Investment Application Form. The minimum additional investment for most of unit trust fund is RM100. You may make your investments at Public Mutual Head Office, Branch Offices or at Public Bank and Public Finance Branches or at any of Public Mutual Collection Centres throughout Malaysia. To elect to invest on a regular basis, you may arrange a Bank Standing Instructions with Public Bank, Public Finance, Maybank Autodebit or Bank Simpanan Nasional.

 Want to know more about the benefits of regular investment strategy or "dollar-cost averaging" ?
" The Principle of Dollar-Cost Averaging involves a disciplined regular investment technique, which may be applied to maximum effect in unit trust investing. All that an investor has to do is to invest a regular (monthly) sum of money with a selected unit trust fund over a period of time in order to arrive at his target principal investment amount at the end of that period. This way, he does not have to worry about market timing, or where shares prices or interest rates are headed. His regular investment amount will buy his less when the market is up, and more when the market is down. He may be accumulating the units at their lowest average price over the period."



If you need Further Explaination on Unit Trust Investment in Public Mutual,
Kindly Contact me;
Ahmad Sharqowi,
Registered Unit Trust Consultant,
+60176268229 / ahmadsharqowi@gmail.com

Benefits Investing with Public Mutual Unit Trust

Public Mutual Fund is designed for target the small investor. In fact, there are a lot of millionaires and corporates invest in Public Mutual Fund also. This is because Public Mutual Fund is easy to manage, low risks comparing with properties investment and stock market investment, and the return is better than fix deposit or EPF interest rate in Malaysia.
Some other benefits are listed below. Happy Reading!!

1. Small investment cost
You can start your investment with minimum amount of RM1000 and RM100 thereafter. It is impossible for you to invest in properties with RM1000, but you can start to invest in equity mutual funds that are investing in properties with RM1000. Public Mutual will pool the money from different small investors for properties investment. All investors will share the profits and lose.

2. Practice as regular saving
You can invest in Public Mutual Fund for RM100 only every month, that is equal to RM3.33 everyday. This investment can be done automatically through your saving account. It is very useful for you to practice as your children's education fund, retirement planning, car purchase, household utilities purchase, family vacation and etc.

3. Better return
Public Mutual Fund provides better return than fix deposit and EPF interest rate. Our fix deposit interest rate is getting lower and lower. The EPF interest rate is fluctuating and slightly higher than FD rate. The returns are impossible for us to cover the high-raised cost of our living, and inflation in Malaysia. Thus, invest in Public mutual fund can help your money to grow faster because your money is managed by professional fund manager.

4. Lower risks
Investing in mutual fund comes with risks but not so high if comparing to stock market investment. You can choose equity funds that comes with higher return and higher return, or the fixed income funds with lowers return and lower risks. The risks are minimized due to diversification of your money to a few companies by the mutual fund manager.

5. Invest in foreign stock market
If you are interested to gain more exposure and grab the profits from the markets outside Malaysia, Public Mutual has quite a number of funds with different risks profile for you to choose from.

6. Free insurance coverage
Some Public mutual funds give free insurance coverage for their investors. This will be good for your children's education planning fund, because your children will be covered by free insurance also.

7. Invest with EPF
Malaysian can have a choice to invest Public Mutual Fund with their savings inside EPF account 1. If you are not satisfied with the interest rate of 4.5% by EPF, then you can choose to invest in mutual fund with possible return of 100%. For youngsters, this will be a great choice for you since you may not have too much cash in hand for investment.

8. Free Will writing service
For big investors that have invested RM100K and above, either by cash or EPF, you are given free services of will writing and nomination. This is quite possible to achieve if you use EPF for your investment. There are a lot more privileges for big investors, who will be granted as mutual gold member.

9. Liquidity
Easily be sold within a short period of time, Public Mutual Berhad is always ready to buy. Normally proceeds paid within 10 days or faster. So, you don't have difficulties to sell even the price is very high. In direct share market, you can not sell easily when the price is high unless other investors are willing to offer the high price to buy from you.

10. Professional management
Public mutual fund managers are professional. They'll ensure that your investment is structured properly and follows the basic investment principles. They'll manage your investment and so reduce your risks. If you manage to get a professional unit trust consultant, it will be very difficult for you to lose your investment.

Interesting isn't? So what are you waiting for? Hurry up, find your nearest Public Mutual Brunch or make an appointment with me, a Registered Unit Trust Consultant. I will clearly further explain to you about Unit Trust in Public Mutual.


If you need Further Explaination on Unit Trust Investment in Public Mutual,
Kindly Contact me;
Ahmad Sharqowi,
Registered Unit Trust Consultant,
+60176268229 / ahmadsharqowi@gmail.com

How to Make First Investment?

To make and start first investment its easy like ABC. Those points below will guide you on how to first investment in Public Mutual Fund. Happy reading!!

1) Read and Understand the Prospectus of the Fund(s)

Firstly, get a copy or download the Master Prospectus from Public Mutual website. The Master Prospectus will describe all aspects regarding the fund(s), ie; The Investment Objective, Distribution Policy, Portfolio Risk, Fees and Charges etc. You may also access the interim and annual reports of each fund from the website.

2) How to open an account

You may Complete an Application Form which is attached in the Prospectus. If you are opening a new account, most of our unit trust require a minimum RM1,000 to start.
You may enclose cash or cheque together with your application form. Cheques must be made payable to Public Mutual Berhad.
For EPF members investment scheme application, the KWSP 9F (AHL) is required to be completed and submitted along with the Application Form.
Please bear in mind that you will require the assistance of a servicing agent on opening a new account. The servicing agent will help submit your application form and initial investment to Head Office or branch office or via our collecting centres for processing.
Once you have completed the Application form submit together with a cheque made out to Public Mutual Berhad, to our Head Office via our Public Bank collection centres. You are considered to be a unitholder of your selected fund upon your banking-in and acceptance of first investment with us. Please ensure that you retain the bank-in slip issue by the bank for future reference.

For those who read this entry,i hope u this will helped u..

If you need Further Explaination on Unit Trust Investment in Public Mutual,
Kindly Contact me;
Ahmad Sharqowi,
Registered Unit Trust Consultant,
+60176268229 / ahmadsharqowi@gmail.com
 

Let Public Mutual Help You Achive Your Goal!!

In this post i'll expalain to you why to choose invest with Public Mutual Unit Trust.
This is the FACT!

Public Mutual is a company that wholly-owned subsidiary of Public Bank, one of the country's largest bank by assets which enjoying the solid support of the bank. Its a winner of the Reader's Digest Trusted Brand Gold Award for 4 years running and Platinum Award in 2010. Since 1999, it received a total of 158industry award which is more than 90% of the award for its Superior Fund Performance.
Public Mutual is a Industry Leader which leading player in the privete unit trust industry in Malaysia, commanding 42% of the market share and manage more than 70 funds with Total Net Asset Value of RM35,000,000,000 for over 2,300,000 accountholders that makes Public Mutual NO.1 Investment Company in the industry.(The Edge-Lipper, 22 March 2010)


If you need Further Explaination on Unit Trust Investment in Public Mutual,
 Kindly Contact me;
Ahmad Sharqowi,
Registered Unit Trust Consultant,
+60176268229 / ahmadsharqowi@gmail.com

Pelaburan Unit Amanah. WHAT? and WHY?

Pelaburan Unit Amanah merupakan sejenis pelaburan kolektif yang membenarkan pelabur2 yang mempunyai objektif pelaburan yang sama, mengumpulkan wang bersama-sama bagi dilaburkan dalam satu potfolio sekuriti yang diuruskan oleh Pengurus Dana Profesional.

Manfaat Melabur dalam UNIT AMANAH

Unit amanah diurus oleh Pengurus Dana Profesional yg diLuluskan, yang mana setiap keputusan yang dibuat adalah berstruktur & berdasarkan prinsip Pelaburan Yang Bijak. Selain memberi anda peluang untuk menikmati Pertumbuhan Modal dan/atau Aliran Pendapatan sebagai pulangan pelaburan, ianya juga membantu anda mempelbagaikan pelaburan anda dalam sebuah potfolio sekuriti bagi meminimumkan risiko & kemeruapan di samping menikmati pendedahan kepada kelas-kelas aset dan/atau negara-negara yg berlainan.

Unit amanah membenarkan anda membeli & menjual pelaburan dengan mudah & minimum hassle. Untuk tidak membebankan, minimum pelaburan boleh dibuat sebanyak RM1000 dan pelaburan tambahan sebanyak RM100 shj. Sebagai jaminan kepada pelaburan anda, Unit Amanah adalah dikawalselia oleh Suruhanjaya Sekuriti bagi melindungi kepentingan para pelabur. Manfaat Pulangan Berganda adalah salah satu diantara keistimewaan yang terdapat jika anda melabur dengan Unit Amanah dimana pendapatan/pengagihan yang diperolehi boleh dilaburkan semula untuk Mengumpul Kekayaan.


If you need Further Explaination on Unit Trust Investment in Public Mutual,
Kindly Contact me via call,sms,email;
Ahmad Sharqowi,
Registered Unit Trust Consultant,
+60176268229 / ahmadsharqowi@gmail.com